Privacy Policy | Zoltar Predicts

1. Introduction

Zoltar Predicts (“we,” “us,” or “our”), operated by Shaun Nanavati, respects your privacy and is committed to protecting any personal information you share with us. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information.

2. Information We Collect

2.1 Information You Provide

Contact Form: Name, email address, subject, and message content when you submit our contact form.
Booking: Name, email address, and scheduling information when you book a paid consultation via Cal.com.
Subscription: Name, email, and payment information (processed by Stripe) when you subscribe to a plan.

2.2 Information Collected Automatically

Usage Data: Pages visited, time spent, and navigation patterns (collected via analytics, when implemented).
Device Information: Browser type, operating system, and screen resolution.
IP Address: Your IP address may be logged for security and fraud prevention purposes.

3. How We Use Your Information

We use the information we collect to:

Respond to your contact form inquiries
Schedule and conduct paid consultations
Process subscription payments and manage your account
Send transactional emails related to your account or inquiries
Improve our website and services
Detect and prevent fraud or abuse

We will never use your information to provide unsolicited financial advice or make investment recommendations on your behalf.

4. Third-Party Services

We use the following third-party services to operate our platform:

Resend: Email delivery for contact form submissions and transactional emails. Resend processes your email address and message content. Resend Privacy Policy
Cal.com: Scheduling for paid consultations. Cal.com processes your name, email, and selected time slot. Cal.com Privacy Policy
Stripe: Payment processing for subscriptions and consultations. Stripe processes your payment details. We do not store credit card numbers. Stripe Privacy Policy
Vercel: Website hosting. Vercel may collect standard server logs. Vercel Privacy Policy

5. Data Sharing

We do not sell, rent, or trade your personal information to third parties for marketing purposes. We share information only with the third-party service providers listed above, solely for the purposes described in this policy.

6. Cookies

Our website currently uses only essential cookies required for the website to function properly. We do not use advertising cookies or third-party tracking cookies. If we add analytics in the future, we will update this policy and provide appropriate notice and controls.

7. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes described in this policy:

Contact form submissions: Up to 12 months
Account/subscription data: Duration of account plus 30 days
Payment records: As required by applicable tax and financial regulations

8. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

Access: Request a copy of the personal data we hold about you.
Correction: Request correction of inaccurate data.
Deletion: Request deletion of your personal data.
Portability: Request transfer of your data in a machine-readable format.

To exercise any of these rights, please contact us at shaun@zoltarpredicts.com.

9. Security

We implement reasonable technical and organizational measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

10. Children's Privacy

Our Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us and we will delete it promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the Service after changes constitutes acceptance of the updated policy.

12. Contact

If you have questions or concerns about this Privacy Policy, please contact us at shaun@zoltarpredicts.com.